Calculators
Traffic Accident Compensation Calculator
The loss-of-earning-capacity head of a traffic accident claim is determined by expert examination using a life table and discounting. This tool gives only a rough, non-discounted upper bound for illustration; it does not cover treatment costs, non-pecuniary damages, or other heads.
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What This Calculation Does Not Cover
Traffic accident compensation is not limited to loss of earning capacity; treatment and recovery costs, non-pecuniary damages, and, where the accident results in death, damages for loss of support are separate heads not covered by this tool. These heads are explained in full on our Compensation Law practice area page.
The Requirement to Apply to the Insurer First
Before an action can be brought against the insurer, a written application must be made and the statutory waiting period observed; an action filed without meeting this requirement may be dismissed on procedural grounds. For disputes up to a certain amount, an application to the Insurance Arbitration Commission is available instead of litigation.
Under Article 97 of the Highway Traffic Act, the insurer must give a written response within fifteen days of the written application at the latest; if no response is given, or the claim is not met, within that period, the claimant may bring an action or apply to the Insurance Arbitration Commission. An insurer that accepts the claim must make payment within eight business days of the application.
Limitation Period
Claims arising from a traffic accident become time-barred two years after the injured party learns of the loss and the person responsible, and in any event ten years after the accident (Article 72 of the Code of Obligations). Where the accident also constitutes an offence, such as causing injury or death through negligence, the longer criminal limitation period applies to the compensation claim as well — up to eight years for negligent injury and fifteen years for causing death through negligence.
Who Is the Claim Made Against?
The loss-of-earning-capacity claim is made first against the insurer providing compulsory motor third-party liability (traffic) insurance for the vehicle involved, within the policy's coverage limits. For the portion exceeding the insurance limit, a claim may be made directly against the driver and the operator (the vehicle's owner); their liability rests on the Highway Traffic Act.
Sample Rough Indications
| Monthly Income | Age | Disability | Fault | Rough Indication |
|---|---|---|---|---|
| 30,000 TL | 30 | 10% | 100% | 1,260,000 TL |
| 30,000 TL | 45 | 10% | 50% | 360,000 TL |
| 50,000 TL | 50 | 20% | 100% | 1,800,000 TL |
Key Time Limits in the Traffic Accident Process
| Step | Time Limit |
|---|---|
| Insurer's written response | 15 days (Highway Traffic Act Art. 97) |
| Payment of an accepted amount | 8 business days |
| General limitation (from learning of the loss) | 2 years (Code of Obligations Art. 72) |
| General limitation (from the date of the accident) | 10 years (Code of Obligations Art. 72) |
| Where the accident is an offence (negligent injury) | Up to 8 years (criminal limitation) |
| Where the accident is an offence (negligent death) | Up to 15 years (criminal limitation) |
Source Legislation
The links below go to the official, current text of the law on the Turkish Presidency's Legislation Information System.
Last updated: September 11, 2026
Frequently Asked Questions
Does this tool show the actual compensation amount?
No; it is only a rough, non-discounted upper bound for the loss-of-earning-capacity head. The actual calculation is made by an actuarial expert using a life table and discounting, and is generally lower than this figure.
Are treatment costs and non-pecuniary damages included?
No; this tool covers only loss of earning capacity. Treatment costs, non-pecuniary damages, and damages for loss of support are assessed separately.
Where can I find the degree of fault?
It is stated in the traffic accident report or in an expert report obtained in the file; an estimated figure may be entered if not yet finalised.
How is the degree of disability determined?
By the Institute of Forensic Medicine or an authorised hospital health board, applying the Regulation on the Determination of Loss of Working Capacity and Earning Capacity in an Occupation.
What is the limitation period for a traffic accident compensation action?
As a rule, two years from learning of the loss and the person responsible, and in any event ten years from the date of the accident (Article 72 of the Code of Obligations). Where the accident constitutes an offence such as negligent injury or death, the longer criminal limitation period applies instead.
How long does the insurer have to respond to my application?
Under Article 97 of the Highway Traffic Act, it must give a written response within fifteen days at the latest; if it does not, or does not meet the claim, an action or an application to the Insurance Arbitration Commission may follow.
When does the insurer pay an amount it has accepted?
An insurer that accepts the claim must make payment within eight business days of the application.
Is the claim made against the driver or the insurer?
It is made first against the insurer providing the vehicle's compulsory traffic insurance, within the policy limits. The driver and the vehicle's operator are also liable for any amount exceeding that limit.